Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$298,961	$298,961	$359,999
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$61,039	$0
Funding fee	$1,495	$1,495	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	3.752%	7.640%
1st payment	$1,391.43	$1,391.43	$2,492.56
2nd payment	$0.00	$457.79	$0.00
Taxes / mo	$139.50	$139.50	$139.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$83.00	$83.00	$83.00
Total monthly	$1,763.93	$2,221.72	$2,937.06
Cash to close	$101,038	$40,000	$40,000