Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$78,511$78,511$283,500
Remaining term (yrs)12.012.030.0
Secondary amount$0$204,989$0
Funding fee$0$0$0
Note rate6.380%6.380%7.400%
Blended rate7.230%7.606%7.640%
1st payment$778.09$778.09$1,962.90
2nd payment$0.00$1,323.89$0.00
Taxes / mo$125.50$125.50$125.50
Insurance / mo$150.00$150.00$150.00
MI / mo$88.30$88.30$56.70
HOA / mo$89.00$89.00$89.00
Total monthly$1,230.88$2,554.77$2,384.10
Cash to close$236,489$31,500$31,500