Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$270,846	$270,846	$386,998
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$116,152	$0
Funding fee	$0	$0	$0
Note rate	2.785%	2.785%	7.400%
Blended rate	3.635%	4.945%	7.640%
1st payment	$1,269.03	$1,269.03	$2,679.50
2nd payment	$0.00	$774.35	$0.00
Taxes / mo	$161.17	$161.17	$161.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$219.19	$219.19	$77.40
HOA / mo	$67.00	$67.00	$67.00
Total monthly	$1,866.38	$2,640.73	$3,135.06
Cash to close	$159,152	$43,000	$43,000