Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$450,002	$450,002	$719,999
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$269,997	$0
Funding fee	$2,250	$2,250	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	4.662%	7.640%
1st payment	$2,119.20	$2,119.20	$4,985.13
2nd payment	$0.00	$1,743.73	$0.00
Taxes / mo	$311.42	$311.42	$311.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$144.00
HOA / mo	$15.00	$15.00	$15.00
Total monthly	$2,662.29	$4,406.02	$5,672.21
Cash to close	$349,997	$80,000	$80,000