Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$183,406	$183,406	$323,910
Remaining term (yrs)	18.4	18.4	30.0
Secondary amount	$0	$140,504	$0
Funding fee	$0	$0	$0
Note rate	3.710%	3.710%	7.400%
Blended rate	4.560%	6.052%	7.640%
1st payment	$1,139.51	$1,139.51	$2,242.69
2nd payment	$0.00	$936.69	$0.00
Taxes / mo	$283.67	$283.67	$283.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$175.14	$175.14	$64.78
HOA / mo	$375.00	$375.00	$375.00
Total monthly	$2,123.32	$3,060.01	$3,116.14
Cash to close	$176,494	$35,990	$35,990