Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$426,044	$400,500
Remaining term (yrs)	27.1	30.0
Secondary amount	$0	$0
Funding fee	$2,130	$0
Note rate	4.880%	7.400%
Blended rate	4.880%	7.640%
1st payment	$2,358.03	$2,772.98
2nd payment	$0.00	$0.00
Taxes / mo	$444.50	$444.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$80.10
HOA / mo	$150.00	$150.00
Total monthly	$3,102.53	$3,597.58
Cash to close	$18,956	$44,500