Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$114,151$114,151$472,500
Remaining term (yrs)16.416.430.0
Secondary amount$0$358,349$0
Funding fee$0$0$0
Note rate3.410%3.410%7.400%
Blended rate4.260%6.907%7.640%
1st payment$754.63$754.63$3,271.49
2nd payment$0.00$2,314.34$0.00
Taxes / mo$214.08$214.08$214.08
Insurance / mo$166.67$166.67$166.67
MI / mo$120.38$120.38$94.50
HOA / mo$23.00$23.00$23.00
Total monthly$1,278.77$3,593.10$3,769.74
Cash to close$410,849$52,500$52,500