Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$441,054	$441,054	$449,999
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$33,945	$0
Funding fee	$2,205	$2,205	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	3.760%	4.340%	7.640%
1st payment	$2,238.83	$2,238.83	$3,115.70
2nd payment	$0.00	$335.92	$0.00
Taxes / mo	$189.58	$189.58	$189.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$2,635.08	$2,971.00	$3,601.95
Cash to close	$58,945	$25,000	$50,000