Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$219,141$219,141$315,000
Remaining term (yrs)29.029.030.0
Secondary amount$0$95,859$0
Funding fee$1,096$1,096$0
Note rate6.350%6.350%7.400%
Blended rate6.350%7.156%7.640%
1st payment$1,376.70$1,376.70$2,181.00
2nd payment$0.00$718.94$0.00
Taxes / mo$87.42$87.42$87.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,614.11$2,333.05$2,481.41
Cash to close$130,859$35,000$35,000