Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$258,939	$258,939	$360,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$101,061	$0
Funding fee	$1,295	$1,295	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	2.710%	4.195%	7.640%
1st payment	$1,212.03	$1,212.03	$2,492.57
2nd payment	$0.00	$673.74	$0.00
Taxes / mo	$158.17	$158.17	$158.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$32.00	$32.00	$32.00
Total monthly	$1,552.20	$2,225.94	$2,904.73
Cash to close	$141,061	$40,000	$40,000