Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$364,196	$349,200
Remaining term (yrs)	29.1	30.0
Secondary amount	$0	$0
Funding fee	$1,821	$0
Note rate	6.500%	7.400%
Blended rate	6.500%	7.640%
1st payment	$2,321.27	$2,417.79
2nd payment	$0.00	$0.00
Taxes / mo	$147.00	$147.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$69.84
HOA / mo	$205.00	$205.00
Total monthly	$2,823.27	$2,989.63
Cash to close	$23,804	$38,800