Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$371,157$371,157$494,100
Remaining term (yrs)23.423.430.0
Secondary amount$0$122,943$0
Funding fee$1,856$1,856$0
Note rate3.120%3.120%7.400%
Blended rate3.120%4.334%7.640%
1st payment$1,858.74$1,858.74$3,421.05
2nd payment$0.00$819.62$0.00
Taxes / mo$429.00$429.00$429.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.82
HOA / mo$79.00$79.00$79.00
Total monthly$2,533.41$3,353.03$4,194.54
Cash to close$177,843$54,900$54,900