Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$226,709	$226,709	$350,910
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$124,201	$0
Funding fee	$0	$0	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.980%	5.403%	7.640%
1st payment	$1,123.13	$1,123.13	$2,429.63
2nd payment	$0.00	$828.01	$0.00
Taxes / mo	$296.08	$296.08	$296.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$185.59	$185.59	$70.18
HOA / mo	$98.00	$98.00	$98.00
Total monthly	$1,852.80	$2,680.81	$3,043.90
Cash to close	$163,191	$38,990	$38,990