Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,925$191,925$440,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$248,985$0
Funding fee$960$960$0
Note rate2.810%2.810%7.400%
Blended rate2.810%5.600%7.640%
1st payment$899.59$899.59$3,052.77
2nd payment$0.00$1,608.03$0.00
Taxes / mo$247.42$247.42$247.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.18
HOA / mo$50.00$50.00$50.00
Total monthly$1,363.68$2,971.70$3,605.04
Cash to close$297,975$48,990$48,990