Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$246,360$246,360$289,710
Remaining term (yrs)25.125.130.0
Secondary amount$0$43,350$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%4.680%7.640%
1st payment$1,169.51$1,169.51$2,005.89
2nd payment$0.00$325.12$0.00
Taxes / mo$62.67$62.67$62.67
Insurance / mo$150.00$150.00$150.00
MI / mo$194.74$194.74$57.94
HOA / mo$60.00$60.00$60.00
Total monthly$1,636.91$1,962.04$2,336.50
Cash to close$75,540$32,190$32,190