Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$266,911$266,911$449,100
Remaining term (yrs)22.822.830.0
Secondary amount$0$182,189$0
Funding fee$0$0$0
Note rate3.550%3.550%7.400%
Blended rate4.400%5.860%7.640%
1st payment$1,419.70$1,419.70$3,109.48
2nd payment$0.00$1,214.59$0.00
Taxes / mo$255.83$255.83$255.83
Insurance / mo$166.67$166.67$166.67
MI / mo$222.56$222.56$89.82
HOA / mo$74.00$74.00$74.00
Total monthly$2,138.76$3,353.35$3,695.80
Cash to close$232,089$49,900$49,900