Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$278,653$278,653$306,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$27,347$0
Funding fee$1,393$1,393$0
Note rate3.125%3.125%7.400%
Blended rate3.125%3.650%7.640%
1st payment$1,327.96$1,327.96$2,118.68
2nd payment$0.00$205.10$0.00
Taxes / mo$31.17$31.17$31.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.20
HOA / mo$156.00$156.00$156.00
Total monthly$1,665.13$1,870.23$2,517.05
Cash to close$61,347$34,000$34,000