Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$369,312$369,312$517,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$148,188$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%5.360%7.640%
1st payment$1,816.27$1,816.27$3,583.07
2nd payment$0.00$987.92$0.00
Taxes / mo$214.00$214.00$214.00
Insurance / mo$166.67$166.67$166.67
MI / mo$288.29$288.29$103.50
HOA / mo$30.00$30.00$30.00
Total monthly$2,515.23$3,503.15$4,097.23
Cash to close$205,688$57,500$57,500