Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$623,952$623,952$616,500
Remaining term (yrs)28.928.930.0
Secondary amount$0$26,798$0
Funding fee$3,120$3,120$0
Note rate6.350%6.350%7.400%
Blended rate6.350%6.578%7.640%
1st payment$3,927.61$3,927.61$4,268.52
2nd payment$0.00$265.19$0.00
Taxes / mo$77.67$77.67$77.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$123.30
HOA / mo$75.00$75.00$75.00
Total monthly$4,246.95$4,512.14$4,711.15
Cash to close$61,048$34,250$68,500