Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,331$270,331$373,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$103,169$0
Funding fee$1,352$1,352$0
Note rate2.870%2.870%7.400%
Blended rate2.870%4.287%7.640%
1st payment$1,293.59$1,293.59$2,586.04
2nd payment$0.00$687.79$0.00
Taxes / mo$261.00$261.00$261.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$57.00$57.00$57.00
Total monthly$1,761.59$2,449.38$3,128.74
Cash to close$144,669$41,500$41,500