Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$476,270$476,270$526,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$50,230$0
Funding fee$2,381$2,381$0
Note rate5.300%5.300%7.400%
Blended rate5.300%5.653%7.640%
1st payment$2,815.39$2,815.39$3,645.38
2nd payment$0.00$376.72$0.00
Taxes / mo$236.75$236.75$236.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.30
HOA / mo$30.00$30.00$30.00
Total monthly$3,248.81$3,625.53$4,184.10
Cash to close$108,730$58,500$58,500