Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$436,513$436,513$467,100
Remaining term (yrs)27.627.630.0
Secondary amount$0$30,587$0
Funding fee$0$0$0
Note rate7.220%7.220%7.400%
Blended rate7.770%7.851%7.640%
1st payment$3,038.59$3,038.59$3,234.11
2nd payment$0.00$229.40$0.00
Taxes / mo$172.00$172.00$172.00
Insurance / mo$166.67$166.67$166.67
MI / mo$204.76$204.76$93.42
HOA / mo$55.00$55.00$55.00
Total monthly$3,637.02$3,866.43$3,721.19
Cash to close$82,487$51,900$51,900