Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$56,004$56,004$330,300
Remaining term (yrs)14.014.030.0
Secondary amount$0$274,296$0
Funding fee$0$0$0
Note rate4.420%4.420%7.400%
Blended rate5.270%7.330%7.640%
1st payment$445.75$445.75$2,286.93
2nd payment$0.00$1,771.50$0.00
Taxes / mo$135.00$135.00$135.00
Insurance / mo$150.00$150.00$150.00
MI / mo$62.90$62.90$66.06
HOA / mo$101.00$101.00$101.00
Total monthly$894.65$2,666.15$2,738.99
Cash to close$310,996$36,700$36,700