Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$276,177$276,177$630,000
Remaining term (yrs)15.915.930.0
Secondary amount$0$353,823$0
Funding fee$1,381$1,381$0
Note rate3.590%3.590%7.400%
Blended rate3.590%5.926%7.640%
1st payment$1,892.97$1,892.97$4,361.99
2nd payment$0.00$2,285.10$0.00
Taxes / mo$452.25$452.25$452.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$126.00
HOA / mo$140.00$140.00$140.00
Total monthly$2,651.88$4,936.99$5,246.91
Cash to close$423,823$70,000$70,000