Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$333,719	$333,719	$422,820
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$89,101	$0
Funding fee	$1,669	$1,669	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	6.850%	7.303%	7.640%
1st payment	$2,213.88	$2,213.88	$2,927.52
2nd payment	$0.00	$668.26	$0.00
Taxes / mo	$391.67	$391.67	$391.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.56
HOA / mo	$95.00	$95.00	$95.00
Total monthly	$2,867.22	$3,535.48	$3,665.42
Cash to close	$136,081	$46,980	$46,980