Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$341,047	$341,047	$368,999
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$27,952	$0
Funding fee	$1,705	$1,705	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	4.379%	7.640%
1st payment	$1,766.44	$1,766.44	$2,554.88
2nd payment	$0.00	$209.64	$0.00
Taxes / mo	$222.83	$222.83	$222.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.80
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$2,199.27	$2,408.91	$3,061.51
Cash to close	$68,952	$41,000	$41,000