Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$121,004$121,004$205,110
Remaining term (yrs)22.722.730.0
Secondary amount$0$84,106$0
Funding fee$605$605$0
Note rate4.070%4.070%7.400%
Blended rate4.070%6.092%7.640%
1st payment$678.85$678.85$1,420.14
2nd payment$0.00$630.80$0.00
Taxes / mo$48.67$48.67$48.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$41.02
HOA / mo$231.00$231.00$231.00
Total monthly$1,108.52$1,739.32$1,890.83
Cash to close$106,896$22,790$22,790