Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$139,093	$139,093	$198,000
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$58,907	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	5.712%	7.640%
1st payment	$720.40	$720.40	$1,370.91
2nd payment	$0.00	$441.80	$0.00
Taxes / mo	$34.42	$34.42	$34.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.06	$114.06	$39.60
HOA / mo	$86.00	$86.00	$86.00
Total monthly	$1,104.88	$1,546.68	$1,680.93
Cash to close	$80,907	$22,000	$22,000