Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$268,827	$268,827	$355,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$86,673	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	4.864%	7.640%
1st payment	$1,251.19	$1,251.19	$2,461.41
2nd payment	$0.00	$650.04	$0.00
Taxes / mo	$315.50	$315.50	$315.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$219.08	$219.08	$71.10
HOA / mo	$67.00	$67.00	$67.00
Total monthly	$2,002.76	$2,652.81	$3,065.01
Cash to close	$126,173	$39,500	$39,500