Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$363,283$363,283$373,500
Remaining term (yrs)29.629.630.0
Secondary amount$0$30,967$0
Funding fee$1,816$1,816$0
Note rate6.370%6.370%7.400%
Blended rate6.370%6.802%7.640%
1st payment$2,271.58$2,271.58$2,586.04
2nd payment$0.00$306.44$0.00
Taxes / mo$173.50$173.50$173.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$35.00$35.00$35.00
Total monthly$2,630.08$2,936.52$3,019.24
Cash to close$51,717$20,750$41,500