Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$278,525$278,525$351,810
Remaining term (yrs)24.824.830.0
Secondary amount$0$73,285$0
Funding fee$1,393$1,393$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.139%7.640%
1st payment$1,303.58$1,303.58$2,435.86
2nd payment$0.00$549.64$0.00
Taxes / mo$160.83$160.83$160.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.36
HOA / mo$120.00$120.00$120.00
Total monthly$1,734.42$2,284.06$2,937.06
Cash to close$112,375$39,090$39,090