Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$241,682	$241,682	$684,000
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$442,318	$0
Funding fee	$1,208	$1,208	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	6.005%	7.640%
1st payment	$1,146.32	$1,146.32	$4,735.88
2nd payment	$0.00	$2,856.63	$0.00
Taxes / mo	$326.67	$326.67	$326.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$136.80
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,789.65	$4,646.29	$5,516.01
Cash to close	$518,318	$76,000	$76,000