Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$359,449	$359,449	$398,700
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$39,251	$0
Funding fee	$1,797	$1,797	$0
Note rate	6.660%	6.660%	7.400%
Blended rate	6.660%	6.890%	7.640%
1st payment	$2,377.72	$2,377.72	$2,760.52
2nd payment	$0.00	$294.39	$0.00
Taxes / mo	$150.67	$150.67	$150.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.74
HOA / mo	$52.00	$52.00	$52.00
Total monthly	$2,730.39	$3,024.77	$3,192.92
Cash to close	$83,551	$44,300	$44,300