Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$173,969$173,969$463,500
Remaining term (yrs)18.518.530.0
Secondary amount$0$289,531$0
Funding fee$870$870$0
Note rate3.860%3.860%7.400%
Blended rate3.860%6.290%7.640%
1st payment$1,090.96$1,090.96$3,209.18
2nd payment$0.00$1,869.89$0.00
Taxes / mo$157.08$157.08$157.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.70
HOA / mo$208.00$208.00$208.00
Total monthly$1,622.71$3,492.59$3,833.63
Cash to close$341,031$51,500$51,500