Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$322,962	$297,000
Remaining term (yrs)	26.5	30.0
Secondary amount	$0	$0
Funding fee	$1,615	$0
Note rate	6.270%	7.400%
Blended rate	6.270%	7.640%
1st payment	$2,079.94	$2,056.37
2nd payment	$0.00	$0.00
Taxes / mo	$109.08	$109.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$59.40
HOA / mo	$85.00	$85.00
Total monthly	$2,424.02	$2,459.85
Cash to close	$7,038	$33,000