Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$44,446$44,446$198,000
Remaining term (yrs)13.513.530.0
Secondary amount$0$153,554$0
Funding fee$222$222$0
Note rate5.080%5.080%7.400%
Blended rate5.080%7.345%7.640%
1st payment$376.44$376.44$1,370.91
2nd payment$0.00$1,023.69$0.00
Taxes / mo$61.58$61.58$61.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$39.60
HOA / mo$253.00$253.00$253.00
Total monthly$841.03$1,864.72$1,875.10
Cash to close$175,554$22,000$22,000