Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$238,241	$238,241	$292,500
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$54,259	$0
Funding fee	$0	$0	$0
Note rate	3.110%	3.110%	7.400%
Blended rate	3.960%	4.895%	7.640%
1st payment	$1,133.50	$1,133.50	$2,025.21
2nd payment	$0.00	$406.94	$0.00
Taxes / mo	$116.08	$116.08	$116.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$187.79	$187.79	$58.50
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$1,672.37	$2,079.31	$2,434.79
Cash to close	$86,759	$32,500	$32,500