Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$212,573	$212,573	$332,999
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$120,426	$0
Funding fee	$0	$0	$0
Note rate	3.620%	3.620%	7.400%
Blended rate	4.470%	5.747%	7.640%
1st payment	$1,133.28	$1,133.28	$2,305.62
2nd payment	$0.00	$802.84	$0.00
Taxes / mo	$140.17	$140.17	$140.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$176.13	$176.13	$66.60
HOA / mo	$94.00	$94.00	$94.00
Total monthly	$1,693.57	$2,496.41	$2,756.38
Cash to close	$157,426	$37,000	$37,000