Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$223,045	$223,045	$377,899
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$154,854	$0
Funding fee	$1,115	$1,115	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.070%	5.680%	7.640%
1st payment	$1,251.32	$1,251.32	$2,616.50
2nd payment	$0.00	$1,032.36	$0.00
Taxes / mo	$137.83	$137.83	$137.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.58
HOA / mo	$66.00	$66.00	$66.00
Total monthly	$1,605.16	$2,637.52	$3,045.91
Cash to close	$196,843	$41,989	$41,989