Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$373,648	$369,000
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$1,868	$0
Note rate	6.290%	7.400%
Blended rate	6.290%	7.640%
1st payment	$2,428.96	$2,554.88
2nd payment	$0.00	$0.00
Taxes / mo	$178.08	$178.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$73.80
HOA / mo	$60.00	$60.00
Total monthly	$2,817.05	$3,016.76
Cash to close	$36,352	$41,000