Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$525,746	$490,410
Remaining term (yrs)	28.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.760%	7.400%
Blended rate	7.310%	7.640%
1st payment	$3,463.16	$3,395.50
2nd payment	$0.00	$0.00
Taxes / mo	$625.00	$625.00
Insurance / mo	$166.67	$166.67
MI / mo	$244.47	$98.08
HOA / mo	$81.00	$81.00
Total monthly	$4,580.30	$4,366.25
Cash to close	$19,154	$54,490