Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$243,426$243,426$382,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$139,074$0
Funding fee$1,217$1,217$0
Note rate3.330%3.330%7.400%
Blended rate3.330%5.028%7.640%
1st payment$1,237.07$1,237.07$2,648.35
2nd payment$0.00$927.16$0.00
Taxes / mo$148.58$148.58$148.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$202.00$202.00$202.00
Total monthly$1,737.65$2,664.81$3,225.44
Cash to close$181,574$42,500$42,500