Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$382,933$382,933$539,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$156,977$0
Funding fee$1,915$1,915$0
Note rate2.840%2.840%7.400%
Blended rate2.840%4.340%7.640%
1st payment$1,780.13$1,780.13$3,738.23
2nd payment$0.00$1,046.51$0.00
Taxes / mo$231.33$231.33$231.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.98
HOA / mo$139.00$139.00$139.00
Total monthly$2,317.13$3,363.65$4,383.21
Cash to close$216,967$59,990$59,990