Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$418,652	$418,652	$423,000
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$27,848	$0
Funding fee	$0	$0	$0
Note rate	6.280%	6.280%	7.400%
Blended rate	6.830%	7.145%	7.640%
1st payment	$2,698.84	$2,698.84	$2,928.77
2nd payment	$0.00	$275.58	$0.00
Taxes / mo	$192.17	$192.17	$192.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$200.26	$200.26	$84.60
HOA / mo	$67.00	$67.00	$67.00
Total monthly	$3,324.94	$3,600.52	$3,439.20
Cash to close	$51,348	$23,500	$47,000