Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$818,485$818,485$1,440,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$621,515$0
Funding fee$4,092$4,092$0
Note rate3.180%3.180%7.400%
Blended rate3.180%5.152%7.640%
1st payment$4,057.29$4,057.29$9,970.27
2nd payment$0.00$4,013.95$0.00
Taxes / mo$761.17$761.17$761.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$288.00
HOA / mo$20.00$20.00$20.00
Total monthly$5,055.12$9,069.07$11,256.10
Cash to close$781,515$160,000$160,000