Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$68,086	$68,086	$558,000
Remaining term (yrs)	17.5	17.5	30.0
Secondary amount	$0	$489,914	$0
Funding fee	$0	$0	$0
Note rate	4.430%	4.430%	7.400%
Blended rate	5.280%	7.449%	7.640%
1st payment	$463.63	$463.63	$3,863.48
2nd payment	$0.00	$3,164.03	$0.00
Taxes / mo	$246.92	$246.92	$246.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$65.35	$65.35	$111.60
HOA / mo	$22.00	$22.00	$22.00
Total monthly	$964.56	$4,128.59	$4,410.66
Cash to close	$551,914	$62,000	$62,000