Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$223,562$223,562$382,050
Remaining term (yrs)24.024.030.0
Secondary amount$0$158,488$0
Funding fee$0$0$0
Note rate2.940%2.940%7.400%
Blended rate3.790%5.536%7.640%
1st payment$1,080.39$1,080.39$2,645.24
2nd payment$0.00$1,056.59$0.00
Taxes / mo$135.50$135.50$135.50
Insurance / mo$150.00$150.00$150.00
MI / mo$182.92$182.92$76.41
HOA / mo$15.08$15.08$15.08
Total monthly$1,563.89$2,620.48$3,022.23
Cash to close$200,938$42,450$42,450