Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$260,211	$260,211	$719,999
Remaining term (yrs)	16.3	16.3	30.0
Secondary amount	$0	$459,788	$0
Funding fee	$1,301	$1,301	$0
Note rate	3.350%	3.350%	7.400%
Blended rate	3.350%	6.160%	7.640%
1st payment	$1,719.00	$1,719.00	$4,985.13
2nd payment	$0.00	$2,969.46	$0.00
Taxes / mo	$463.42	$463.42	$463.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$144.00
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$2,499.09	$5,468.55	$5,909.21
Cash to close	$539,788	$80,000	$80,000