Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,953$362,953$530,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$167,147$0
Funding fee$1,815$1,815$0
Note rate2.870%2.870%7.400%
Blended rate2.870%4.488%7.640%
1st payment$1,696.73$1,696.73$3,670.31
2nd payment$0.00$1,114.31$0.00
Taxes / mo$421.67$421.67$421.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$106.02
HOA / mo$70.00$70.00$70.00
Total monthly$2,355.06$3,469.37$4,434.66
Cash to close$226,047$58,900$58,900