Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$326,610$326,610$472,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$145,890$0
Funding fee$1,633$1,633$0
Note rate3.020%3.020%7.400%
Blended rate3.020%4.558%7.640%
1st payment$1,595.63$1,595.63$3,271.49
2nd payment$0.00$972.60$0.00
Taxes / mo$389.42$389.42$389.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$70.00$70.00$70.00
Total monthly$2,221.71$3,194.31$3,992.08
Cash to close$198,390$52,500$52,500